Don't Take My Word For It;
Here Is What My Clients Say!

I get "thank you" letters from happy clients all the time;
Here is just a small sample of them.

Just click on some of the links, and you'll be taken to
letters from people who talk about that issue:
"Do you have examples
of actual dollar savings?		 "Can you solve
tough problems?"
1. Over $13,000 Cash
2. Saving $6,000 A Year
3. Guaranteed Savings, Closed In 20 Days
4. "We Got Enough Cash To Open Our Business"
5. From Jobless to Saving
$4,000
6. Melrose Saved Us $134,000
7. "$122,007.60 CASH Back in My Pocket..."
8. "Paid Off $7,425 In Bills"
9. "Saved me $353,000!"		 1. "My Credit Was Horrible..."
2. "Everyone Else Rejected Us"
3. "They Took My Home Away"
4. "My Husband Lost His Job"
5. "They said "No"...David said "YES!"
6. "David Got Me a Home"
7. "Got The Collectors Off Our Back"
8. "Finally, Peace of Mind"
"I'm a woman; who will
treat me right?"		 "Do you make the process
quick and easy?"
1. "I'm A Widowed Single Mother"
2. "You Gave Us Peace Of Mind"
3. "You Held My Hand When I Needed It"
4. "You Were Nice And Made Me Feel Important"
5. "If Not For You, I Would Have Lost My House"
6. "Someone I Could Trust"
7. "A White Guy I Can Trust"		 1. "I'm On My Feet In Time For New Year's"
2. "Closed In 20 Days And Smooth As Silk"
3. "Melrose Made It Stress-Free"
4. "Smooth Process, No Surprises"
5. "You Answered All My Questions"
6. "Your Service Was Exceptional"
7. "I Found My Guardian Angel!"
"Can you show me cases
where you got a
better interest rate?"		 "Can you get me out of
an adjustable-rate loan and
into a fixed-rate one?"
1. Savings Of Over $8,000
2. "2.5% Lower Rate"
3. "Paid Off Auto Loans And Saved 1.5%"
4. "You'll Get A Good Loan And Good Rate"
5. "Our Old Rate Was Jumping..."		 1. "Our New Fixed-Rate Is 2.5% Lower"
2. "He Saved Us With A Fixed-Rate Mortgage"
3. "Our New Fixed-Rate Saves $134,923.20"
4. "Couldn't Make The Minimum Payment..."
5. "I Couldn't Believe My Eyes"
6. "$93,819.60 Saved"
7. "We Had To Do Something Fast"

"$13,115.66 cash in my pocket."

"I am a widowed single mother. I’ve never refinanced my home because I’ve always been scared of getting screwed by a mortgage company. I’ve heard so many horror stories from my friends and family members.

My husband passed away and we had to deal with doctor bills and all the mess that comes with it. I got real bad advice before and it ruined my credit.

Using the secrets that David Melrose knows we were able to refinance my house, and pay off outrageous credit card debt. In addition I got $13115.66 cash in my pocket and REDUCED MY PAYMENT $219.29 every month!

I have already recommended David Melrose and the team at Dallas Home Loans to all my friends. I hope they see the light as I did."

-Tyra Zilverberg, Senior Financial Representative, Catalina TX

Credit Card Payments Slashed...

"After being charged some outrageous rates by greedy credit card companies, David Melrose slashed our credit card payments.

He gave us cash to build the deck we always wanted. He also let us in on some "insider secrets" bankers have been hiding from everyday folk like us."

-Terry and Gloria Wilhelm, Truck Driver and Homemaker, Conroe TX

"I was able to pay off
all my credit cards..."

"With the help of David Melrose, I am back on my feet again, just in time for the New Year! I was facing an increased interest rate on my mortgage loan, which would have increased my monthly mortgage payment. This, along with all my monthly credit card expenses would’ve been simply unbearable!

Thanks to David Melrose, I have saved several hundred dollars each month! I was able to pay off all my credit cards, which will save me almost $6,000 a year. I was also able to settle a car loan situation that I incurred because of an error. That will save me another $8,000!

With the money I saved, I was able to fly out of state to see my niece get married, which I wasn’t going to be able to do before this loan! I also bought all my Christmas gifts without using credit cards! Other than that, it’s just nice to know that I am current with all creditors and that I have a nice, clean start to the New Year! Thanks for everything!"

-Vicki Shell, Homemaker, Lafayette IN

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-Jon and Emily Whatley, E-mail Specialist and Teacher, Arlington, Texas

-Daniel Yordy, Teacher, Houston, Texas

-Scott Bruce, Manager, Garland TX

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"They treated me like a king."

"I refinanced four years ago with Dallas Home Loans. That was my first refinance experience and they treated me like a king. I called them first when I started thinking about refinancing again. I wanted to consolidate my bills and add some rooms to my house. I have a big

family, and they’re tired of sharing rooms with one another. With a big family its no exaggeration to say I am busy, busy, BUSY. David Melrose and Dallas Home Loans made the process so stress-free that I forgot that its usually a BIG PAIN IN THE BUTT to do this. David and Company treated me like a friend, honest and sincere."

-Felino Schneider, Registered Nurse

...2.5% lower rate, and $201.57 monthly savings...

"When we called Dallas Home Loans, we said to ourselves that the only way we could refinance our home mortgage loan is if we could get a lower interest rate that was fixed. We were semi-doubtful but called anyways. We were shocked to find that we could get a fixed interest rate that was a full 2.5% lower than we had before! Dallas Home Loans saved us over $201.57 per month and also set-up an escrow account for our taxes and homeowners insurance to give us piece of mind! Thank You Dallas Home Loans!"

-Tanya Carper, Transportation Manager, League City TX

"Dallas Home Loans was nothing but helpful..."

"The guys at Dallas Home Loans were nothing but helpful and the process went smoothly. We were able to pay off our vehicle loans and also made some home improvements that we’ve wanted to do for some time. Above that, our interest rate decreased by 1.5%, which was just icing on the cake."

-Michael and Donna Bridges, Utility Estimator and CPA, Rowlett TX

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Turned down everywhere but at Dallas Home Loans

"We were looking to open a business. Everywhere we turned, we were turned down. We got something in the mail from Dallas Home Loans and felt that it was worth a shot. The guys at Dallas Home Loans helped us out tremendously and were very supportive in every step of the process. With the cash we got, we are now able to open our business and even got the cash we needed to pay our yearly homeowners insurance and property taxes. Thank You!"

-Tony King, Fleet Manager, Independence MO

"There were no surprises at closing"

"I wanted to write you and let you know what a wonderful job your loan processor did in handling the refinancing of our rental property. She answered all my questions and addressed all my concerns in a highly professional manner, and even forwarded the necessary documents to my office for review.

Several days before closing, she noted that there was no escrow in place and corrected the error. As a result, there were no surprises at closing. We were very pleased. Thank you for making our refinance a smooth process. We will not hesitate to recommend Dallas Home Loans to our friends!"

-Dale & Linda Godboldo, Insurance Agent and Homemaker,
Plano TX

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"I highly recommend your organization."

"I have refinanced my home 3 times in the 27 years that I have lived here. This experience was by far the least painful! Your office was always very professional and courteous.

Being single and female, I am always apprehensive about financial things. Your staff “held my hand” through the process, along with frequent calls to make sure I was okay with process.

I highly recommend your organization, especially for single women."

-Phyllis Parker, Nurse Practitioner, Garland TX

"Any questions I had, I always got a return call..."

"I am sending my thanks to you and your team at Dallas Home Loans. I never felt left out and you made sure I was on top of everything. Any questions that I had, I always got a return call, and that is important (keeping in touch with your client).

I’m very happy with the way my loan was handled; everyone at the Dallas Home Loans office was very nice and made me feel very important; for that I thank you. And of course, I will be passing your name around. Many thanks!"

-Evelyn Dean, Office Manager, Dallas TX

"You'll end up with a good loan and a good rate."

"My wife and I were looking to lower our interest rate, and in turn lower our monthly mortgage payment. We received a flyer in the mail from Dallas Home Loans and decided to give them a call.

We are now paying a lower payment and we will be able to pay the loan off sooner than before. We would recommend Dallas Home Loans to others: If somebody is looking to buy a new home or refinance, Dallas Home Loans is a good company to work with. They’ll take care of you. Bottom line, you'll end up with a good loan and a good rate."

-Scott & Cynthia Wolfe, Memphis TN

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"If it weren’t for your exceptional office,
I probably would have lost my house!

"I feel it necessary to write you, in order to praise you of the exceptional service I received from your company. Recently, I experienced events that devastated me; and, when that wasn’t enough, my home was taken from me. I was mortified to learn how hopeless and depressing my situation was.

Little did I realize, but I was about to meet a true guardian angel….Dallas Home Loans’ enthusiasm and self-confidence was contagious. For the first time in months I felt a degree of hope. Dallas Home Loans worked diligently and tirelessly in order to meet the demands of my situation. Each new challenge was met in a positive manner. Your professionalism and knowledge was unbounded.

I know in my heart that if it weren’t for your exceptional office, I very probably would have lost my house permanently! I applaud your company, which shows such care and concern for its clients. Such attributes are difficult to find in companies today. Dallas Home Loans will definitely be the company I call for any future mortgage needs, as well as recommend to others. Thank you once again for everything your company did to help me in my time of need."

-Denise Walsh, Nurse, Rowlett TX

"We met an amazing loan officer..."

"A few years ago, we wanted to refinance our home and found a reputable company who basically screwed us over. This left us in a loan that we didn’t want and an interest rate that kept jumping.

Early this year, we got a letter from Dallas Home Loans. Funny how things work out; it showed up on our doorstep the day after we got our monthly mortgage statement, where our rate increased AGAIN! We called Dallas Home Loans immediately! We met an amazing loan officer and staff who helped us out of the whole mess. Everyone was impressive from the loan officer, to the processor, to the title company. We are now in a FIXED mortgage loan with a LOWER PAYMENT and even got several hundred dollars to pay-off some debt!"

-Kelle and Lance Savis, Murchison TX

You saved us $4,069.32 a year!

"We called Dallas Home Loans originally to refinance our house and have money to pay our property taxes and lower the mortgage payment. Sadly, early on in the process, my husband lost his job, which threw all kinds of kinks in the process.

Dallas Home Loans switched us from a variable to a fixed interest rate and saved us $4,069.32 a year! Through it all, our loan officer worked her butt off to get us a loan that would help us pay our property taxes. We even got cash and used it to pay bills. When the time is right, I'll be back to refinance again!"

-Sherry Chasteen, Telemarketing Representative, Arlington TX

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"Dallas Home Loans saved us $134,923.20"

"Several years ago, we got used and abused by another mortgage company. We refinanced our home and thought we were going ourselves a favor by getting into an adjustable rate mortgage; problem is, our rate was about to start adjusting and we were going to get hung out to dry! So, we called the guys at Dallas Home Loans and they worked FAST and got us into a low-rate fixed loan!

David Melrose and Dallas Home Loans saved us $134,923.20 and also got us $1,671.77 in cash, which we have used to catch up on bills! These guys are great and I’d recommend them to anyone stuck in an adjustable rate mortgage."

-Bill Brown, Administrator, Dickinson TX

"David put $122,007.60 CASH
back in my pocket."

We had been jerked around by our first mortgage loan and were left with a mortgage payment that pretty much buried us alive with interest payments and fees.

But when David Melrose and his team were done, they put us into a fixed loan with a payment we could easily afford.

They saved us $4066.92 each year for the next 30 years! 30 x $4066.92 = $122,007.60!

Hello Retirement!"

-Ramiro & Sandra Perez, Midland TX

-Leonor Gonzalez, Laredo TX

"The government steals from every one of my paychecks, so I had David Melrose steal it all back!"

"I couldn't believe it when I opened my latest credit card bill! Somehow, I ran it back up to where I couldn't even pay the minimum payment!

I couldn't believe it when I opened my latest credit card bill! Somehow, I ran it back up to where I couldn't even pay the minimum payment!

I'm here to tell you that IT'S ALL TRUE! Melrose gave me $4,120.63 cash to pay off my credit card, then will save me another $60,573.60 over the next 30 years when he took me out of an ARM loan and into a low-interest-rate, fixed mortgage."

-JoAnn Trubatisky, Arlington TX

-Juan Castillo, Katy TX

"How David Melrose let me in on a few insider credit repair secrets, and got me a home"

"Ever get sick of people pounding the roof of your apartment or the drunken neighbor fighting with their spouse? Think you can't get a home?

David Melrose got me a home! My credit had some dings, but David had this special program to get my credit fixed up and get me into a home.

Thanks for everything!

-Gary Weaver, Nacogdoches TX